Although the percentage of Americans who lack medical insurance has for the past several years been a hot-button issue in the news, on the election trail and in the halls of Congress, the percentage of people who don’t have proper health insurance is much lower (12.9%, according to Gallup) than the percentage who don’t have a dental plan — 40 percent of Americans as of the end of 2012, according to the National Association of Dental Plans.
So what would you do if one of the best dental insurance options in the world would only cost you an average of $10 to $12 a month out of pocket? Sound too good to be true? It’s not. Because the best insurance for your teeth is for you to practice good oral hygiene.
A tube of toothpaste: about $5. A big bottle of antimicrobial mouthwash: about $5. A roll of dental floss, waxed or non-waxed, mint-flavored or not: around $2. Use those products every day, faithfully, and you can prevent cavities, unsightly discolored teeth, broken teeth, gum disease, loosened teeth and missing teeth.
In short, you can prevent everything that expensive restorative dentistry procedures would address, for just $10 to $12 a month. Does it still sound too good to be true? Of course it doesn’t. You know it’s true.Read the rest of entry »